Review: PenFed Credit Union Auto Loan

Trying to find financing for that car you’ve been eyeing, but aren’t sure where to look? You might not want to finance with the dealer, as credit unions offer some of the best car loans out there. PenFed Credit Union is no exception with rates starting as low as 1.49% for new cars, and 1.99% for used cars.

Read More: http://fast-bad-credit-loan.net/blog/2015/09/29/review-penfed-credit-union-auto-loan/

How One Woman’s Student Loan Payment Jumped From $200 to $1,400

There are many reasons a monthly student loan payment might increase — but from $200 to $1,400 in a single month? That seems like cruel and unusual punishment — but that’s exactly what one consumer told federal regulators happened because of a paperwork delay.

Read More: http://fast-bad-credit-loan.net/blog/2015/09/22/how-one-womans-student-loan-payment-jumped-from-200-to-1400/

The 6 Best Auto Loans for Buying a Used Car

Shopping for used cars can be tricky. Not only are you trying to avoid buying a lemon, you are looking for just the right model year, mileage, and price. While all of these variables can make car shopping stressful, there are a couple of things you can do to simplify the process.

Read More: http://fast-bad-credit-loan.net/blog/2015/09/17/the-6-best-auto-loans-for-buying-a-used-car/

Turning a Blind Eye: What Happens If You Ignore Your Student Loans

If you’re anything like me, you have to overcome major avoidance issues when you sit down to review your monthly financial statements. I’d rather clean the toilet than sit down and look over my bank account and credit card bills, but over the years, I’ve definitely learned the hard way that ignoring my finances usually ends up with me paying crazy late fees and penalties.

Read More: http://fast-bad-credit-loan.net/blog/2015/09/16/turning-a-blind-eye-what-happens-if-you-ignore-your-student-loans/

Most Students Don’t Get How Bad It Is to Miss Loan Payments

Missing a loan or credit card payment is one of the worst things you can do to your credit score. It not only has the greatest impact on your credit score, your payment history is also easily tarnished and takes a long time to rehabilitate — a single late payment could cost you dozens of (even 100!) points. Once you miss the payment, there’s pretty much nothing you can do but wait for it to age off your credit reports, which can take years.

Read More: http://fast-bad-credit-loan.net/blog/2015/09/10/most-students-dont-get-how-bad-it-is-to-miss-loan-payments/

How Much Money do I Need for a Car Down Payment?

If you’re in need of a new car, it’s hard to know exactly where to start. First, you need to calculate how much cash you’ll need upfront and what that sum means for your loan and payments long term. Like any large purchase, you need to know what’s within your budget. You don’t want to jump head first into an expense or car loan that you can’t afford later down the line.

Read More: http://fast-bad-credit-loan.net/blog/2015/09/11/how-much-money-do-i-need-for-a-car-down-payment/

Is Your Credit Score Good Enough to Get a Better Mortgage?

Credit is the biggest hot-button topic in mortgage lending by far. Most would probably agree, any time you can raise your credit score to improve your mortgage scenario, consider taking advantage of it. However, every situation is different and here’s what to be mindful of if your credit needs a little love.

Read More: http://fast-bad-credit-loan.net/blog/2015/09/12/is-your-credit-score-good-enough-to-get-a-better-mortgage/

How a Biweekly Mortgage Payment Could Save You $35,413

You can find many ways to save money when getting a home loan — shop around for the best offer, work on improving your credit score and increase your down payment, to name a few — but once you borrow the money, there are some strategies you can employ to realize greater savings. A common tactic is to make biweekly mortgage payments.

Read More: http://fast-bad-credit-loan.net/blog/2015/09/12/how-a-biweekly-mortgage-payment-could-save-you-35413/